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Career in Banking Sector

Banking
Banking Industry is second to none in providing an attractive job opportunity. Be it Job satisfaction, salaries & perks and time for family life, it provides a person with so many allurements that makes this job tempting. Moreover, Banking Industry has become an essential part of everybody's life. We are becoming increasingly dependent on Banking System. The role of Banking in growth of economy as well as that of an individual can't be denied. For this the continuous intake of specialized personnel becomes imperative.

Posts
Recruitment in Banks takes place at two levels :-
i) Probationary Officers.
ii) Clerical Level. iii) Specialist Officer (S.O.)

A Probationary Officer can reach up to the level of Chairman of a bank, you will be surprised to know that all the heads of PSBs have started their career as a PO only. Normally, the probation period is of two years in which the officer is exposed to different types of bank related work. There are frequent transfers during probation period. Once the probation period is over the officer is appointed as an Assistant Manager and gets his or her permanent posting. Now-a-days, some banks are placing officers as Deputy Managers also, provided they pass the test conducted by the bank. After confirmation officers can be posted in specific areas of banking.

IBPS PO  / SBI PO / SO :
i) Educational Qualification: For PO and Clerical exam student must have a degree from recognized university or any other equivalent qualification by the Govt. of India.

ii) Age Limit:
The candidate must be between the age of 21 and 30 years.

Remark: Reservations and Age relaxation are according to the Govt. notification.  
SC/ST – 5 Years  & OBC – 3 Years

iii) Marks Distribution:

  1. Objective Test :

    Time : 2 Hours

    No.

    Subject

    Marks

    Duration

    1

    Reasoning

    50

    2

    English

    50

    3

    Numerical Ability

    50

    4

    Gen. Awareness, Marketing, Computers

    50

     

    Total

    200

     

    Negative marking system is there.For each wrong answer 0.25 mark is deducted.

    1. Descriptive Test :

    English ( Comprehension,Short Precise,letter writing, essay)
    Marks – 50 (1 hour duration)

    iv) Fee:
    SC/ST   - Rs. 100/-
    Others  - Rs. 500/-

    v) No. of chances:


    Category

    No. of attempts

    General

    4

    OBC

    7

    SC/ST

    No restriction

IBPS Clerk  / SBI Clerk  :
i) Educational Qualification: A degree from recognized university or any other equivalent qualification by the Govt. of India.

ii) Age Limit:
The candidate must be between the age of 20 and 28 years.

Remark: Reservations and Age relaxation are according to the Govt. notification.  
SC/ST – 5 Years & OBC – 3 Years

iii) Marks Distribution:

No.

Subject

Marks

Duration

1

Reasoning

40

 

Time : 2 Hours

2

English

40

3

Numerical Ability

40

4

Gen. Awareness

40

5

Computers

40

 

Total

200

 

Negative marking system is there. For each wrong answer 0.25 mark is deducted.

iv) Fee:
SC/ST   - Rs. 100/-
Others  - Rs. 600/-

Selection Procedure:
Candidates are called for a written examination which will be both descriptive and objective. Question papers remain in bilingual form (i.e.Hindi and English). Objective type examination consists of Test of Reasoning, Quantitative aptitude, General awareness and English language.It is important for the candidates to note that there will be negative marking for wrong answers in the objective Type test. There will also be a descriptive type question paper to be answered either in Hindi or English at the candidate's option. Descriptive paper consists of a short question on a given situation, which a candidate has to comprehend, analyze and express his views thereon.

A candidate will have to pass in each of the tests but marks obtained only in Test of Reasoning, Quantitative Aptitude and General Awareness will be reckoned for merit ranking. Only those candidates will be called for interview who qualifies on the basis of order of merit in written examination. For clerical exam, test pattern includes questions on Ability, Test of Reasoning, Quantitative, English and Clerical Aptitude.

Emoluments:
The salaries and perks of P.O.'s at the time of joining adds upto a handsome total. For example, the candidates selected for State Bank of India remain on probation for a period of two years. They draw a starting salary of Rs.17000/- (in SBI it would be around Rs. 20000/-) in the scale of Rs.10000-470/6-12820-500/3-14320-560/7-18240 applicable to Junior Management Grade Scale - I. They are also eligible for D.A., H.R.A. & C.C.A. as per rules in force from time to time. There are opportunities for promising officers for promotion to higher grades. Salaries and perks for Clerks does not lag far behind. In SBI there is a provision of four additional increments at the time of joining itself, moreover perks are much higher in SBI as compared to other public sector banks. The salary of the bank employees is under revision.

How to prepare
We provide guidance, study material, coaching classes and every other thing required for the preparation.

 Important Websites :
www.sbi.co.in/www.statebankofindia.com
www.ibps.in
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STAFF SELECTION COMMISSION / RAILWAYS / IBPS / LIC
SYLLABUS


Paper -I

A. General Intelligence & Reasoning :
It would include questions of both verbal and non-verbal type. This component may include questions on analogies, similarities and differences, space visualization, spatial orientation, problem solving, analysis, judgment, decision making, visual memory, discrimination, observation, relationship concepts, arithmetical reasoning and figural classification, arithmetic number series, non-verbal series, coding and decoding, statement conclusion, syllogistic reasoning etc. The topics are, Semantic Analogy, Symbolic/Number Analogy, Figural Analogy, Semantic Classification, Symbolic/Number Classification, Figural Classification, Semantic Series, Number Series, Figural Series, Problem Solving, Word Building, Coding & de-coding, Numerical Operations, symbolic Operations, Trends, Space Orientation, Space Visualization, Venn Diagrams, Drawing inferences, Punched hole/pattern-folding & un-folding, Figural Pattern- folding and completion, Indexing Address matching, Date & city matching Classification of centre codes/roll numbers, Small & Capital letters/numbers coding, decoding and classification, Embedded Figures, Critical thinking, Emotional Intelligence, Social Intelligence, Other sub-topics if any.

B. General Awareness:
Questions in this component will be aimed at testing the candidates general awareness of the environment around him and its application to society. Questions will also be designed to test knowledge of current events and of such matters of every day observations and experience in their scientific aspect as may be expected of any educated person. The test will also include questions relating to India and its neighboring countries especially pertaining to History, Culture, Geography, Economic Scene, General Polity, Indian Constitution, scientific Research etc.

C. Quantitative Aptitude:
The questions will be designed to test the ability of appropriate use of numbers and number sense of the candidate. The scope of the test will be computation of whole numbers, decimals, fractions and relationships between numbers, Percentage, Ratio and Proportion, Square roots, Averages, Interest, Profit & Loss, Discount, Partnership Business, Mixture and Allegation, Time and distance, Time & work, Basic algebraic identities of School Algebra and Elementary surds, Graphs of Linear Equations, Triangle and its various kinds of centres, Congruence and similarity of triangles, Circle and its chords, tangents, angles subtended by chords of a circle, common tangents to two or more circles, Triangle , Quadrilaterals, Regular Polygons, Circle, Right Prism, Right Circular Cone, Right Circular Cylinder, Sphere, Hemispheres, Rectangular Parallelepiped, Regular Right Pyramid with triangular or square base, Trigonometric ratio, Degree and Radian Measures, Standard Identities, Complementary angles, Heights and Distances, Histogram, Frequency polygon, Bar diagram & Pie chart.

D. English Comprehension:
Candidates‟ ability to understand correct English, his basic comprehension and writing ability, etc. would be tested.

Paper-II :

English Language & Comprehension : Questions in this components will be designed to test the candidate's understanding and knowledge of English Language and will be based on error recognition, filling in the blanks (using verbs, preposition, articles etc), Vocabulary, Spellings, Grammar, Sentence Structure, Synonyms, Antonyms, Sentence Completion, Phrases and Idiomatic use of Words, comprehension etc.